Month: December 2022

The words digital and automation have glided into our everyday life quite effortlessly. These buzzwords are also the reason behind the revolutionary financial ecosystem powered by the technology we experience today. With over 26,000 Fintech globally of which, India alone boosts 7,460, the word and functionality of Fintech have deeply penetrated commonplace. The ‘on the… Continue reading Can Domestic Money Transfers Boost Financial Inclusion?

Buy Now Pay Later (BNPL) is a form of credit line embedded at the point of sale when customers choose to purchase with the decision to avail of immediate credit. This form of credit line being embedded means customer is not directed to a separate platform for financial services or lenders. The decision is often… Continue reading How Artificial Intelligence is refining Buy Now Pay Later

Since its inception, Fintech has shown novelty in every segment it has spread its branches to. Through practical collaboration with banks, Fintech has allowed traditional banks to lower their acquisition and service costs while making use of their unconsumed legacy data. They have enabled financial services to low-income groups in underserved areas owing to their… Continue reading Anticipated Fintech Developments

The Fintech ecosystem is constantly reshaping and redefining traditional ways.  The transformation in the financial arena is at an important stage, especially since the digital modernization of how we control and manoeuvre our finances. The noteworthy point amidst this whole transformation is how the government is not only accepting this revolution but also building sandboxes… Continue reading Key trends in the Indian Fintech sector

Macro and Micro economic growth are paramount for all the business activities we undertake. However, as per the International Monetary Fund’s (IMF) World Economic Outlook Report of April 2022, the overall global growth is estimated to decline from 6.1% in 2021 to 3.6% in 2022. The ongoing Ukraine-Russia war and sanctions in Russia play a… Continue reading The Global Economic Scenario and Fintech

The current era is one with rapid growth, expansion and visibility for businesses. This can be attributed to the digital wave that has taken over the world. Businesses are now able to touch base with a larger audience and investors, both of which allow them to grow at a faster pace. However, some businesses cross… Continue reading How are upstarts using a hyper-growth strategy?

India, a hub of technology and innovation, counts as the second-largest country in terms of population. With 138 crore Indians scattered in urban and rural areas, India is known to be rich not only in its resources but also opportunities. Taking a look at Urban and Rural population As per statistics, along with India’s overall… Continue reading How Niyogin is reaching users far and wide

Traditionally, culturally and professionally, India has consistently been the spearhead of skill, innovation and resilience. India’s rich culture, resources and vast diversity have added to its constant recognition.  Yet, outside the perceptive, urban bubbles of development, a striking lack of financial literacy, infrastructure and services has been a hindrance to the aspirations of millions. To… Continue reading Niyogin; Powering ambitions, powering growth