The future of money: Gearing up for Central Bank Digital Currency

By Prabal Goel, Chief Compliance Officer – Business & Legal Government of India announced the launch of the Digital Rupee — a CBDC from FY 2022-23 onwards in the Union Budget placed in the Parliament on February 01, 2022. The motivations for mulling this technological innovations are multifarious; they range from an attempt to achieve… Continue reading The future of money: Gearing up for Central Bank Digital Currency

Understanding the Psychology of Financial Decision-Making

Niyogin_Fintech_Limited_Understanding the psychology of Financial decision making

Money greatly influences our lives, influencing not just our daily decisions but also our long-term objectives and aspirations. Whether saving for retirement, investing in stocks, or making a large purchase, our financial decisions are firmly based on our psyche. Behavioural economics has shed light on the many cognitive biases and emotional aspects that influence financial… Continue reading Understanding the Psychology of Financial Decision-Making